Credit Cards

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Credit Card Highlight

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Do You Prequalify?

If you’re already a member, you can find out if you prequalify for a credit card before you submit an application.
This won’t affect your credit score.

Prequalify Me

Features and Benefits

Included with your Generations United Federal Credit Union Credit Card

  • 24/7 access to stateside member representatives
  • No balance transfer or foreign transaction fees
  • Ability to freeze and unfreeze your card
  • An average credit card APR that’s 6% lower than the industry average
  • Zero Liability policy for unauthorized transactions
  • Fraud Notifications
  • Ability to monitor your credit score
  • Identity Theft Protection (free enrollment required)

Credit Card Learning Center

How to Apply for a Credit Card

Demystify the application process. Learn how to apply, how long the process takes and what the impact
will be on your credit.

Learn More

How Credit Cards Work

Credit cards are valuable tools to establish and build credit. Learn how they work and how
to use them responsibly.

Learn More

Credit Scores & Reports

Visit My Credit Journey to learn what affects your credit score and how you can build a strong credit history.

Learn More

How to Do a Balance Transfer

Learn how you can move your current credit card balance to a Generations United card to consolidate debt and
potentially lower payments.

Learn More