| Credit Score | Credit Rate |
|---|---|
| > 800 | 11.0% |
| 740 – 799 | 13.0% |
| 670 – 739 | 15.0% |
| 580 – 669 | 16.5% |
| 300 – 579 | 18.0% |
Generations United FCU offers a credit card up to a $10,000 lending limit. The annual percentage rate for the credit card is based on your credit score (see chart).
These rates are significantly less than the industry average 22.63%*
*According to a 2024 nerdwallet.com report
Features and Benefits
Included with your Generations United Federal Credit Union Credit Card
Browse Our Cards
At a Glance
Annual Fee $0.00
Rates: Variable APR 11.0% – 18.0%
Members can select the Apply Now link above and fill out the paperwork, or use our convenient online/mobile banking app. In online/mobile banking, select the New Accounts link, then See Available Loans. Select Credit Card Classic, Apply Now, and fill out the required fields.
Credit Card Learning Center
My Credit Manager
Upon opening a checking account, you can register for this free service through the mobile app.
Credit versus Debit Cards
Learn about the pros and cons of Credit and Debit Cards.
Reading Your Credit Report
Detailed description of what to look for when viewing a credit report.
Course : Managing Credit
Take a course on Managing Credit