Checking Account
Included with your Enrollment into a Generations United Essential Checking Account
Once you join Generations United and enroll in online/mobile banking you can Open a New Share Account and select Essential Checking. You can open an Essential Checking account with as little as $5.00.
To receive your Generations United Debit Card please contact us at info@gufcu.org so that we can generate your Debit Card.
*A Generations United Debit Card offers a round up feature. You can choose to round up a purchase to the nearest dollar amount and transfer the amount to your savings account or donate the amount to the UCC charitable organization of your choice.
Generations United Essential Checking
Savings Account
Included with your Enrollment into a Generations United Savings Account
Future Leaders Youth Savings
Rates
Must maintain a minimum balance of $5.00
Generations United Secure Savings Account
Rates
Must maintain a minimum balance of $5.00
Generations United Supreme Savings Account
Rates
Must maintain a minimum balance of $1,000.00
CHRISTMAS CLUB
Opening a Christmas Club account with Generations United FCU is an easy way to set aside money throughout the year for holiday shopping. At the end of November, we will automatically send the full balance of your Club savings to the GUFCU account of your choice so you can start checking off your gift list.
By establishing a direct deposit to your Christmas Club or establishing regular transfers from your checking account you avoid the temptation to overspend, and you prevent high-interest credit card bills in January.
Features and Benefits
CERTIFICATES OF DEPOSIT
Purchasing a Certificate of Deposit with Generations United Federal Credit Union protects you from inflation and the ups and downs of the market. With a Certificate of Deposit, you are on your way to building an emergency fund or increasing your savings quickly with a minimum purchase and flexible term lengths. Watch your money grow securely with guaranteed returns!
GU Certificates of Deposit
| Term Length | Rate | APY | Minimum Deposit |
|---|---|---|---|
| 3-month | 3.30% | 3.35% | $100.00 |
| 6-month | 3.50% | 3.56% | $100.00 |
| 9-month | 3.60% | 3.66% | $100.00 |
| 12-month | 3.75% | 3.82% | $100.00 |
| 18-month | 3.85% | 3.92% | $100.00 |
As a member with a Generations United Federal Credit Union checking or savings account, you can purchase a certificate of deposit through online/mobile banking.
Savings Resources
Long Term Investing Calculator
Provides help in estimating investment growth.
Emergency Fund Calculator
Helps you determine how much to have in savings in case the unexpected happens.