Secure the Money You Need
A Loan from Generations United Federal Credit Union can help you in many ways:
We offer 36-month or 48-month loans up to $10,000 with your interest rate dependent on your credit score.
Members can select the Apply Now link below and fill out the paperwork, or use our convenient online/mobile banking app. In online/mobile banking, select the New Accounts link, then See Available Loans. Choose your loan, Apply Now, and fill out the required fields.
Personal Expense Loan
If you need a personal loan, GUFCU has two options to assist your needs and if you have a savings or checking account with us, we will deposit your funds directly into your checking or savings account.
36-month rates
| Credit Score | APR |
|---|---|
| 800 – 850 | 7.25% |
| 740 – 799 | 9.00% |
| 670 -739 | 11.25% |
| 580 – 669 | 13.25% |
| 300 – 579 | 15.00% |
Maximum loan allowed $10,000
48-month rates
| Credit Score | APR |
|---|---|
| 800 – 850 | 7.50% |
| 740 – 799 | 9.25% |
| 670 – 739 | 11.50% |
| 580 – 669 | 13.50% |
| 300 – 579 | 15.50% |
Note: We are pleased to offer the ability for our credit card and loan holders to use Lender Pay to make online payments. Click on the Make Payment button and follow the prompts to make your payment.
Share-Secure and Certificate-Secure Loans
A Share-Secure loan is a personal loan you secure with money in your savings account while a Certificate-Secure loan is a personal loan you secure with the purchase of a certificate. A secured loan is a great way to build your credit score!
Features and Benefits
Maximum loan amount is $10,000
Apply through our online or mobile app!