Business Banking with Generations United FCU is open to any UCC affiliated organization. If you are a church, association, conference, or a business we offer the following services and products to simplify the administration for online banking and maximize your dividend earnings:
Biz Link 24/7
Business Checking
Business Savings
Business Credit Card
To open a business account please select the Join Now link, complete the form and send the completed form to contact@gufcu.org
Biz Link 24/7, our online banking administration platform provides businesses with the following:
- Multi-user roles with unique permissions
- Online bill pay
- Remote deposit capture
- Business Check Ordering and Re-ordering
- Downloadable statements (.xlsx/.csv)
- Integration capabilities
- Training resources
Business Checking
Account Features
- $2,000 minimum balance requirement
- 1.5% dividend rate on balances over $2,000
- No Penalty for low balances
- 1.0% dividend rate if balance falls below $2,000
Included with your Enrollment into a Generations United Business Checking Account
- A Generations United Debit Card
- Access to 60,000+ ATMs
- Surcharge-Free access to a Shared Branching Network
- No Monthly Service Fee
- Digital Banking with Mobile Deposits via Biz Link 24/7
- Overdraft Protection
- Online check ordering
Institutional Money Market Account
Features
- $5,000 minimum opening balance requirement
- 1.85% dividend rate on balances between $5,000 and $19,999.99
- 2.75% dividend rate on balances over $20,000
- No Penalty for balances below $5,000 but no interest credited at month-end
- Maximum of 6 withdrawals per month
Included with your Enrollment into a Generations United Savings Account
- A Generations United Debit Card
- Access to 60,000+ ATMs
- Surcharge-Free Access to a Shared Branch Network
- Digital Banking with Mobile Deposits
- $5,000.00 Minimum Account Balance
Business Credit Card
Features
- $10,000 credit limit
- Minimum interest rate 11% to a maximum interest rate of 18%
- Up to 10 card holders allowed
Included with your Generations United Federal Credit Union Credit Card
- 24/7 access to stateside member representatives
- No foreign transaction fees
- Ability to freeze and unfreeze your card
- An average credit card APR that’s 6 to 8% lower than the industry average
- Zero Liability policy for unauthorized transactions
- Fraud Notifications