In our Financial Wellness Center, you will find:
- A new financial theme each month
- Courses that apply to the monthly theme
- Weekly articles that support the monthly theme
- Relevant articles to learn more about the subject matter
A separate section for teens with short videos
You can open most new account types using our online banking or mobile banking platforms.
To determine if a form is needed to open a account, contact the Generations United FCU team at 646 422-7275
Our calculators and assessment section is broken down into the following categories:
- Savings and Investing
- Loans and Credit Cards
- Tools and Assessments
These tools will help you make informed decisions and determine what product is right for you.
Fee Schedule (revised 01/02/2026)
|
Services with Fees |
Fee Amount |
|---|---|
|
ACH/Check NSF |
$25.00 per item |
|
Deposited Checks Returned NSF |
$25.00 per item |
|
Stop Payment of Check or ACH |
$25.00 per item |
|
Dormant Account Fee |
$10.00 per month (for 12 months of inactivity on aggregate balances below $2,000.00) |
|
Paper Statement Fee |
$5.00 per statement (free e-statements) |
|
Account Closure |
$10.00 (within 60 days of opening) |
|
Copy of Statement |
$5.00 per copy |
|
Wire Transfer |
Domestic $25.00 / International $40.00 |
|
Corporate Checks |
$5.00 |
|
Administrative fee for special requests |
$30.00 per hour (1/2-hour minimum) |
|
Levies/Citations/Garnishments/Etc. |
$100.00 |
|
ATM/Debit Card Replacement |
$10.00 (7-10 business day delivery) |
|
ATM/Debit Card Expedited Delivery |
$10.00 + express shipping charges |
|
Loan Late Payment Fee |
$35.00 per month |
|
Loan NSF Payment Fee |
$32.00 per item |
|
Credit Card Replacement |
$10.00 |
|
Credit Card Expedited Delivery |
$10.00 + express shipping charges |
|
Credit Card Late Payment Fee |
$25.00 per month |
|
Credit Card NSF Payment Fee |
$30.00 per item |