Member-Owned, Not-for-Profit

Credit Unions like Generations United Federal Credit Union are non-profit organizations owned by their members. Profits generated are returned to members in the form of lower interest rates on loans, higher interest rates on savings, and fewer fees. This credit union is federally insured by the National Credit Union Administration

Lower Fees & Better Rates

We typically offer lower loan rates, higher savings yields, and fewer fees than traditional banks.

Community-Focused

We invest in the UCC community and support members through financial education, local events, and future community development initiatives.

Personalized Service

You’re more than just an account number. Our team provides friendly, tailored support to help you meet your financial goals.

Safe & Secure

Your money is protected. Accounts are insured by the National Credit Union Association (NCUA) up to $250,000, just like the Federal Deposit Insurance Company (FDIC) for banks.

Inclusive Services

From dividend-earning checking and savings accounts to youth savings, club accounts, flexible certificate terms, credit cards, personal loans, and full-featured online/mobile banking—we offer all the services you expect, delivered with a more personal touch.

Shared Branching & ATM Access

Even though we’re local, you can access your money nationwide through a vast network of shared branches and surcharge-free ATMs.