Secure the Money You Need
A Loan from Generations United Federal Credit Union can help you in many ways:
We offer 36-month or 48-month loans up to $10,000 with your interest rate dependent on your credit score.
Members can select the Apply Now link below and fill out the paperwork, or use our convenient online/mobile banking app. In online/mobile banking, select the New Accounts link, then See Available Loans. Choose your loan, Apply Now, and fill out the required fields.
Personal Expense Loan
If you need a personal loan, GUFCU has two options to assist your needs and if you have a savings or checking account with us, we will deposit your funds directly into your checking or savings account.
36-month rates
| Credit Score | APR |
|---|---|
| 800 – 850 | 9.00% |
| 740 – 799 | 10.80% |
| 670 -739 | 12.96% |
| 580 – 669 | 15.55% |
| 300 – 579 | 18.66% |
Maximum loan allowed $10,000
48-month rates
| Credit Score | APR |
|---|---|
| 800 – 850 | 9.50% |
| 740 – 799 | 11.40% |
| 670 – 739 | 13.68% |
| 580 – 669 | 16.42% |
| 300 – 579 | 19.70% |
Share-Secure and Certificate-Secure Loans
A Share-Secure loan is a personal loan you secure with money in your savings account while a Certificate-Secure loan is a personal loan you secure with the purchase of a certificate (CD). A secured loan is a great way to build your credit score!
Features and Benefits
Maximum loan amount is $10,000
Apply through our online or mobile app!