You will need to open a checking or savings account with Generations United FCU. Once you open an account, you can register for “My Credit Manager” through Online Banking / Mobile Banking app. This offering is free to all Generations United Federal Credit Union members and is a service that provides the following services:
- A Summary Credit Score through Experian.
- A Credit Report where you can see a summary of your accounts that impact your credit score.
- A list of “score factors” that help you understand what has the largest effect in determining your credit score.
- A score scenario that provides examples of what impacts your credit score.
- How does obtaining a new credit card impact your credit score?
- A debt analysis section.
- Summary section of current credit card balances, credit limit on each card, % of card usage, and payment history.
- Identity Theft Protection.
- Upon entering your name, email address, social security numbers (you and your immediate family), and other information you will enroll in a free identity theft protection program.
We hope you enroll in this free program as our goal is to help you improve your credit score as you bank with us. A better credit score opens the door to lower lending rates (mortgage rates, credit card rates, and student loans), lower insurance premiums, and affordable housing opportunities.
You can find the link to My Credit Manager in your mobile app under Popular Items.
